Your Dream Home
Has Never Been Closer

Buying a home isn't just about finding a new place to live- it's an investment in your future. Start investing in yourself and own your home today.

Getting started...

You’ve crunched some numbers and decided home ownership is for you. That’s great. Before you start home shopping...let’s get you started the right way.
Get Your Funding
Partner with a Mortgage Advisor
Before you fall in love with your dream home, it’s important to know exactly what you can afford. Finding a trusted advisor before you get too deep can save you a lot of headaches in the long run.
Review your Credit Score
Credit scores are crucial to the homebuying process. It not only has a heavy impact on your mortgage terms, but your FICO score determines if you can qualify for a loan.
Build a ‘Homebuying’ Strategy with Your REALTOR®
Now it’s the fun part. Your REALTOR® has your back. It’s time to list all your ‘must-haves’ and find the home that’s right for you. Not just for now, but in the future.
Angela Shepherd
Mortgage Loan Originator

My Mortgage
Advisor partner…

Selling your home isn't just about putting it on the market...it's about getting the deal you want and how you want it.
11.4%
Average savings
discount per listing
10k
real estates have
I represented
17y
I’ve been serving
the community

The benefits of owning

Owning your own home has some obvious benefits. You can paint the entire house pink if you’d like! Here are a few benefits that don’t require any pink paint and might set you up for a life of financial wellness.
Location flexibility
Before you fall in love with your dream home, it’s important to know exactly what you can afford. Finding a trusted advisor before you get in too deep can save you a lot of headaches in the long run.
Maintenance isn’t on you
This goes beyond just carpet cleaning and changing light bulbs. If something more costly, like a leaky roof or drainage has backed up, then the cost isn’t on you. It’s on the landlord.
Can save you money because it's cheaper month to month
Not owning property means you’re not paying property tax. Not only can rent be cheaper than a monthly mortgage, but a rent controlled property provides a predictable monthly cost.
Not anchored down
Simply put, you can move. Once a lease is up, you can stay, find a new place in the same area, or find an entirely different location. Also, this is a great way to learn about an area should you choose to buy later on.
Get My Mortgage

Don’t just take
my word for it...

Neighborhood
Mount Orab, OH
SINCE
2021
"Chris was an absolute rockstar to work with. It's not every day I meet someone as dedicated to his craft as Chris was. Throughout the entire process he consistently communicated, adjusted, and pushed the ball forward to find us the right house on our tight timeline. I will never work with another realtor again.…. and I would recommend every single buyer or seller to work with him. His character and tenacity are refreshing and he has what it takes.”
- Cole Hazenfield
Neighborhood
Mount Orab, OH
SINCE
2021
"Working with Chris was a wonderful experience! He is very nice and answered any questions I had day or night. Would recommend anyone to work with Chris."
- Coty Carnahan
Neighborhood
Mount Orab, OH
SINCE
2021
"We cannot say thank you enough for the tremendous amount of work and sacrifice you made helping up buy our home. You went so far above and beyond. The countless hours of calls, visits, town meetings, county meetings, permits and surveys you gave up your family time to help us with, we will be forever thankful for! You my friend, are an amazing realtor and friend! If you're looking for a great realtor Chris is your guy!!!"
-Jamaica Tuepker
Neighborhood
Mount Orab, OH
SINCE
2021
"The housing market is notoriously volatile and unpredictable at best, but my agent ChrisShepherd at Remax stayed the course with me until I found a home! We saw over 3 dozen homes within 8 weeks time and after many attempts we found a winner! Even after the sale was completed service continued past the move in date. I highly recommend anyone who is looking for a home to look no further!This is the office/real estate agent to assist in your journey to finding a home."
- Sherrie Baker
Neighborhood
Mount Orab, OH
SINCE
2021
"Overall, a great customer service and amazing experience!”
- Alexander Bikis

"It’s not just finding somewhere
to live... It’s discovering where you belong."

Chris Shepherd
Realtor®
Let’s land your dream home
Your dream home experience should start from the very first phone call all the way through to the day you move in. Let’s start creating it.

Past Transactions

Use my website to guide you on your way to getting the best sell-buy experience ever. Click below to get started!

Chris
Shepherd

REALTOR®

We will help you to find all necessary real estate answers

Chris
Shepherd

REALTOR®

Can’t find an answer? Let’s set up call So I can find it for you

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How do you Reduce Buyer Stress?

Whether it’s your first transaction or your tenth, it’s still stressful purchasing property in California. The best way to reduce stress is to follow these four steps:

1. Plan Ahead:  Start working with a trusted lender as soon as you can.  Your lender will help you develop a plan to purchase either immediately or in the future.  

2. Get Underwritten:  While you are planning your purchase, work with your lender to get an underwriter’s approval.  Being underwritten instead of having a “pre-approval” makes for a much stronger offer and for a smooth escrow period.  

3. Make your list of “must-haves” vs. “nice to haves”:  Now that you are underwritten, not only do you know what you can qualify for, but also what your monthly mortgage payment would be, you can even start determining what you are looking for in a home.  Make a list of all the must-haves for your next home.  For example, the number of bedrooms, the size of the yard, or the home’s location.  Then, make a list of the “nice to have.”  What are the things that would be nice to have in a home but are not dealbreakers?  For example, an outdoor kitchen, a tankless water heater, or side yard access.  Once you have that list completed, it will make your home search less overwhelming. 

4.Understand the RPA: What’s an RPA you may ask??  It’s the Residential Purchase Agreement.  This is the document that you will submit when making an offer on a home. Sit down with your REALTORⓇ before you make an offer to understand what your obligations are as a buyer and learn what the milestones are during the escrow process.  While the RPA is full of complicated verbiage it’s important to understand ahead of time, so that when you actually submit an offer, you’ll understand the process.What’s an RPA you may ask??  It’s the Residential Purchase Agreement.  This is the document that you will submit when making an offer on a home. Sit down with your RealtorⓇ before you make an offer to understand what your obligations are as a buyer and learn what the milestones are during the escrow process.  While the RPA is full of complicated verbiage it’s important to understand ahead of time, so that when you actually submit an offer, you’ll understand the process.

Follow these four steps and you will feel a whole lot better and less stressed during the purchase process.  

I’m thinking about selling my home, what should I do next? 

If you’re thinking about selling your home, the first thing to do is find a REALTORⓇ.  Find a REALTORⓇ who is knowledgeable about your town or neighborhood.  How do you do that? Ask friends and neighbors for a referral.  Do a little research. I would recommend that you speak with at least three agents.  Find out what their philosophy is, inquire about their process and what their services entail.  Ask for references.  Good RealtorsⓇ are happy to give you all that you need to make your decision. Remember, selling your home is an emotional experience.  You need someone that you can trust, keeps your information confidential, and helps to make the process less stressful.  You will be partnering with this person to get the most money and value for you and your family.  Your REALTORⓇ will be your advocate.

Once you make your decision, you and your REALTORⓇ will sign a listing agreement to make your relationship official.  Together you’ll develop a timeline and a plan to get your home ready for market.  This includes inspections if any, repairs or renovations.  Your REALTORⓇ will have resources and referrals for all the vendors you will need.  

Buyers: What NOT To Do? 

So you’ve found your lender. You’ve gotten pre-approved and have identified a REALTORⓇ.  Now that you’re ready to look for a home, there are some very important things that you should NOT do during this process.  Remember not to do anything that may affect your credit score.  For example:

1. Don’t make any major purchases once you are pre-approved.  Don’t buy a car, a boat or any appliances.  These companies will run a credit check prior to your purchase and will jeopardize your credit score with your lender which can limit what you can qualify for.  

2. Don’t change jobs!  Your creditworthiness is determined by your current position.  Some lenders may want you to be in your new position for 2 years before they will qualify you.  Even if you make a lateral move, your lender will need at least two pay periods before they will fund your loan. If you are in a contract on a home, this could jeopardize your close of escrow date. 

3. Don’t go on an extended vacation/business trip.  Once you are in contract on your next home, make sure you are available during the escrow period.  I always say that the real work starts when escrow begins. There are inspections, things your lender will need, and documents to sign. Make sure you are open and honest with your lender and your REALTORⓇ.  They are your advocates.  Partner with them and they will walk you through the entire process.  It will make everything a lot easier.  

How do I prepare for an open house? 

So you’ve worked with your REALTORⓇ and gotten your home ready for sale and now it’s time for the open house.  It’s a bit concerning knowing that there are strangers that are walking through your home but this is an integral part of the sales process…...so hang in there!

Remember, you only have one chance to make a first impression so you want to present your home in the best possible light.  Think, what would I notice if I were going to an open house? 

1. Have your home professionally cleaned.

2. Have the windows professionally cleaned.

3. Pick up dog beds, cat scratching posts, litter boxes, and pet toys.  Put away all signs of the family pets.  If you have a garage, store them in there.  Also, remember to check your yard for little “packages” left by your pet.  Make sure the yard is clean.  

4. Check to make sure that all of your lights are functioning.  Replace any burned out bulbs and make sure that all lights in each room are the same wattage.  It makes a big difference!

5. Plan to be out of the house for the entire open house? Leave everything to your REALTORⓇ. He/she will give you a debrief at the end of the day so go out and do something fun!

What is escrow and what does an escrow officer do?

When the offer is accepted and the seller signs, the contract is considered ratified.  The ratified contract is sent to the Title company that is designated in the purchase agreement. The time from ratification to recording with the county is called ESCROW. 

The Title company should be considered as the neutral third party that ensures that the contract is followed.  If for any reason there is a change to the contract, that change needs to be agreed to by both parties and documented.  That document will be sent to Title and Tile/the escrow officer will add that to the contract and ensure that it is followed.  

Once all the milestones are met, all parties have signed the documents with a notary and the lender has funded the loan.  The escrow officer will send the documentation to the County to record.  Once recorded with the county, escrow is closed and Title will then disperse the funds.   The buyer is officially the new owner and the seller is ready to move on to their next adventure.  

Don’t just take
my word for it...

Neighborhood
Mount Orab, OH
SINCE
2021
"Chris was an absolute rockstar to work with. It's not every day I meet someone as dedicated to his craft as Chris was. Throughout the entire process he consistently communicated, adjusted, and pushed the ball forward to find us the right house on our tight timeline. I will never work with another realtor again.…. and I would recommend every single buyer or seller to work with him. His character and tenacity are refreshing and he has what it takes.”
- Cole Hazenfield
Neighborhood
Mount Orab, OH
SINCE
2021
"Working with Chris was a wonderful experience! He is very nice and answered any questions I had day or night. Would recommend anyone to work with Chris."
- Coty Carnahan
Neighborhood
Mount Orab, OH
SINCE
2021
"We cannot say thank you enough for the tremendous amount of work and sacrifice you made helping up buy our home. You went so far above and beyond. The countless hours of calls, visits, town meetings, county meetings, permits and surveys you gave up your family time to help us with, we will be forever thankful for! You my friend, are an amazing realtor and friend! If you're looking for a great realtor Chris is your guy!!!"
-Jamaica Tuepker
Neighborhood
Mount Orab, OH
SINCE
2021
"The housing market is notoriously volatile and unpredictable at best, but my agent ChrisShepherd at Remax stayed the course with me until I found a home! We saw over 3 dozen homes within 8 weeks time and after many attempts we found a winner! Even after the sale was completed service continued past the move in date. I highly recommend anyone who is looking for a home to look no further!This is the office/real estate agent to assist in your journey to finding a home."
- Sherrie Baker
Neighborhood
Mount Orab, OH
SINCE
2021
"Overall, a great customer service and amazing experience!”
- Alexander Bikis

Find your place with Chris

Throughout this entire process Chris could not have been more professional and gave us 110% effort.
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