You’ve crunched some numbers and decided home ownership is for you. That’s great. Before you start home shopping...let’s get you started the right way.
Before you fall in love with your dream home, it’s important to know exactly what you can afford. Finding a trusted advisor before you get too deep can save you a lot of headaches in the long run.
Review your Credit Score
Credit scores are crucial to the homebuying process. It not only has a heavy impact on your mortgage terms, but your FICO score determines if you can qualify for a loan.
Build a ‘Homebuying’ Strategy with Your REALTOR®
Now it’s the fun part. Your REALTOR® has your back. It’s time to list all your ‘must-haves’ and find the home that’s right for you. Not just for now, but in the future.
Angela Shepherd
Mortgage Loan Originator
My Mortgage Advisor partner…
Selling your home isn't just about putting it on the market...it's about getting the deal you want and how you want it.
11.4%
Average savings discount per listing
10k
real estates have I represented
17y
I’ve been serving the community
The benefits of owning
Owning your own home has some obvious benefits. You can paint the entire house pink if you’d like! Here are a few benefits that don’t require any pink paint and might set you up for a life of financial wellness.
Location flexibility
Before you fall in love with your dream home, it’s important to know exactly what you can afford. Finding a trusted advisor before you get in too deep can save you a lot of headaches in the long run.
Maintenance isn’t on you
This goes beyond just carpet cleaning and changing light bulbs. If something more costly, like a leaky roof or drainage has backed up, then the cost isn’t on you. It’s on the landlord.
Can save you money because it's cheaper month to month
Not owning property means you’re not paying property tax. Not only can rent be cheaper than a monthly mortgage, but a rent controlled property provides a predictable monthly cost.
Not anchored down
Simply put, you can move. Once a lease is up, you can stay, find a new place in the same area, or find an entirely different location. Also, this is a great way to learn about an area should you choose to buy later on.
"Chris was an absolute rockstar to work with. It's not every day I meet someone as dedicated to his craft as Chris was. Throughout the entire process he consistently communicated, adjusted, and pushed the ball forward to find us the right house on our tight timeline. I will never work with another realtor again.…. and I would recommend every single buyer or seller to work with him. His character and tenacity are refreshing and he has what it takes.” - Cole Hazenfield
Neighborhood
Mount Orab, OH
SINCE
2021
"Working with Chris was a wonderful experience! He is very nice and answered any questions I had day or night. Would recommend anyone to work with Chris." - Coty Carnahan
Neighborhood
Mount Orab, OH
SINCE
2021
"We cannot say thank you enough for the tremendous amount of work and sacrifice you made helping up buy our home. You went so far above and beyond. The countless hours of calls, visits, town meetings, county meetings, permits and surveys you gave up your family time to help us with, we will be forever thankful for! You my friend, are an amazing realtor and friend! If you're looking for a great realtor Chris is your guy!!!" -Jamaica Tuepker
Neighborhood
Mount Orab, OH
SINCE
2021
"The housing market is notoriously volatile and unpredictable at best, but my agent ChrisShepherd at Remax stayed the course with me until I found a home! We saw over 3 dozen homes within 8 weeks time and after many attempts we found a winner! Even after the sale was completed service continued past the move in date. I highly recommend anyone who is looking for a home to look no further!This is the office/real estate agent to assist in your journey to finding a home." - Sherrie Baker
Neighborhood
Mount Orab, OH
SINCE
2021
"Overall, a great customer service and amazing experience!” - Alexander Bikis